Brought to you by Bankers Funding and Bob Bendat of First Team Real Estate

High Limit FHA Financing (above $417,000 to a maximum of 729,750 w/ 3.5% Down!
VA Financing up to 100%
3-2-1 and 2-1 Seller paid buy downs
Equity Lines available at rates as low as
PRIME minus 1.375%
Loan Amounts up to $5 million plus
Quick closings
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INTEREST RATES & MARKET REVIEW Brought to you by: BANKERS FUNDING COMPANY, LLC. “Preferred Lender of First Team Estates”
Providing a Refreshingly
Simple and Expedient
Home Financing Experience
Bankers Funding is an affi liate of Wells Fargo Home
Mortgage. Bankers Funding is also a direct lender with
access to all of the programs available to Wells Fargo
Home Mortgage. For over 155 years, the Wells Fargo
name has stood for reliability and integrity.
For use by Real Estate Professionals only! Not for public distribution. Rates are subject to change without notice. Rates listed are
assuming a 1 point origination fee, 740 plus FICO score, owner occupancy, 1-2 unit home, 80% LTV or lower, and full income/asset
documentation.
Bankers Funding is an affi liate of
Wells Fargo Home Mortgage. Bankers Funding is also a
direct lender with access to all of the programs available to
Wells Fargo Home Mortgage. For over 155 years, the Wells Fargo
name has stood for reliability and integrity.
FOR ALL YOUR MORTGAGE NEEDS, CONTACT YOUR
BANKERS FUNDING HOME MORTGAGE CONSULTANT
OR OUR CORPORATE OFFICE AT (714) 557-5757
Market Commentary (Friday, November 13, 2009):
This mornings Consumer Sentiment report came in lower than expected at 66 instead of the estimated 71. In other news, the Fed
stepped in yesterday with more buying of Mortgage Backed Securities, which helped Bond prices recover from news of a weak
Treasury Auction. However, now is a good time to remember that the Fed is winding down that type of buying support, which will
likely result in Bond prices moving lower and home loan rates rising over the coming months.
Next week’s three reports to watch are the Retail Sales, Consumer Price Index and the the Philadelphia Fed Index. We will continue
to keep you updated on the results and impact these reports will have on mortgage rates.
HIGH BALANCE CONFOR. TO $729,750
30 YR Fixed 4.875% (APR 5.053%)
15 YR Fixed 4.25% (APR 4.428%)
5/1 ARM 3.875% (APR 4.053%)
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JUMBO UP TO $5 Million
30 YR Fixed 5.625% (APR 5.803%)
5/1 ARM 4.875% (APR 5.053%)
FHA LOANS
30 YR Fixed up to $417,000 5.0% (APR 5.178%)
30 YR Fixed up to $729,750 5.125% (APR 5.303%)
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CONFORMING UP TO $417,000
30 YR Fixed 4.75% (APR 5.928%)
15 YR Fixed 4.25% (APR 4.428%)
5/1 ARM 3.625% (APR 3.803%)
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Rates as of 11/13/09. Subject to change without notice. All rates include 1 point Origination Fee.